Ming Fan
Final-year PhD Candidate · Deakin University · Melbourne
My research is primarily focused on household finance and corporate finance, with particular interests in health and financial risk, marketplace lending, banking regulation, corporate innovation, and data risk.
I am currently on the academic job market and am open to research-focused and teaching-focused opportunities.
Some of my open-source works include, for example,
- SMSF Simulator, a GUI-based Self-Managed Super Fund (SMSF) simulation framework.
- FR Canlender, a platform tracking major finance conference deadlines and schedules.
I am a final-year PhD candidate in the Department of Finance at Deakin University, Australia. My research focuses on how health policy and insurance coverage shape household financial resilience and credit markets, with a broader interest in fintech lending, banking regulation, and corporate finance.
My doctoral research currently centres on three main projects:
Examining how local uninsured rates drive higher loan default probabilities and borrowing costs in the U.S. peer-to-peer lending market, with evidence that public health policy generates spillover effects on household financial resilience.
Investigating how health-related financial risk is transmitted through digital credit markets via quantity adjustment rather than price, and how platform architecture shapes the margin through which soft information enters credit allocation.
Exploring how reductions in firm-level healthcare costs expand innovation capacity, as evidenced by increases in patent output and citation impact.
Education
PhD Candidate (Banking Finance)
Deakin University, Melbourne, Australia
Bachelor of Commerce (First Class Honours)
University of Queensland, Brisbane, Australia
Bachelor of Accounting
La Trobe University, Melbourne, Australia